Privacy Policy
Last updated: March 13, 2026
VSCB & Company LLC ("Apex Lending Partners," "we," "us," or "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website or submit an inquiry for services. Please read this policy carefully. By using our website, you agree to the practices described here.
1. Information We Collect
Personal Identifiers: Name, email address, phone number, mailing address, and other identifying information provided through our contact or inquiry forms.
Application Information: Business or personal details you provide voluntarily through our forms.
Usage Data: IP address, browser type, referring URLs, pages visited, and time spent on site, collected automatically via cookies and server logs.
Communications: Records of any correspondence you send us, including support inquiries and messages.
2. How We Use Your Information
- To evaluate and process your services inquiry.
- To contact you about your inquiry via phone, email, or SMS (with your consent).
- To improve our website, services, and customer experience.
- To comply with applicable laws, regulations, and legal processes.
- To send you marketing communications where you have opted in or where permitted by law.
- To detect and prevent fraud or abuse of our services.
3. SMS / Text Message Communications
When you submit a form on our website, you may consent to receive SMS/text messages from Apex Lending Partners regarding your inquiry, account status, or related communications. Message and data rates may apply. Message frequency varies. You may opt out at any time by replying STOP to any message. For help, reply HELP or contact us at [email protected].
We do not sell or share your mobile number with third parties for their own marketing purposes. SMS consent is never a condition of purchase.
4. Information Sharing and Disclosure
We do not sell your personal information. We may share it with:
- Service Partners: Service partners, solely as necessary to process your inquiry.
- Service Providers: Third parties who assist with operations (e.g., CRM, email delivery, form processing) under confidentiality agreements.
- Legal Requirements: When required by law, subpoena, or to protect our rights or the safety of others.
- Business Transfers: In connection with a merger, acquisition, or sale of assets, subject to confidentiality obligations.
5. Data Security
We implement industry-standard security measures including 256-bit SSL/TLS encryption for data in transit and secure, access-controlled storage for data at rest. No method of internet transmission is 100% secure; we cannot guarantee absolute security but strive to protect your data using commercially reasonable means.
6. Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to enhance your browsing experience, analyze traffic, and support marketing efforts. You may configure your browser to refuse cookies; however, some features of the site may not function correctly without them.
7. Third-Party Links
Our site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites and encourage you to review their privacy policies independently.
8. Children's Privacy
Our services are intended for adults aged 18 and older. We do not knowingly collect personal information from children under 13. If you believe a child has submitted information to us, please contact us immediately.
9. Your Privacy Rights
Depending on your state of residence, you may have the right to access, correct, delete, or restrict use of your personal information. California residents may have additional rights under the CCPA. To submit a request, contact us at:
VSCB & Company LLC8 Johnson St, Staten Island, NY, 10309
[email protected]
347-224-3475
10. Changes to This Policy
We may update this Privacy Policy periodically. We will notify you of material changes by posting the new policy on this page with an updated date. Continued use of the website after changes are posted constitutes your acceptance of the revised policy.
Contact Us
If you have questions about this Privacy Policy, please contact VSCB & Company LLC at [email protected] or 347-224-3475.